Vehicle Finance

Let us help you get on the road

So you’ve found the perfect car and need to take the next step to owning it? HMC Levin partner with trusted finance companies and will help you into the best finance package for your situation. The process is easy, just contact Bevin Sanson, our Sales and Finance Executive here or apply online.

We offer many finance options including:



-from no deposit
-terms up to 60 months
-competitive rates


Residual Lease

-flexible leasing plan with deposits, terms & Residual Values (final payment) determined by you
-not a fixed term contract and able to be terminated early based on a settlement figure
-for Business users-the term of the contract determines the treatment of the lease for IRD purposes


Structured Finance

-monthly repayments reduced/structured around end of term payment (‘balloon”)
-deferred payment/lump sum payment loans
-ideal for eg farmers with seasonal incomes
-each loan individually structured to suit


Operating Lease

-Long term rental of vehicle determined by your mileage and time frame required
-Fully Maintained (ie all operating costs such as tyres, registration, servicing included) or Non Maintained options available
-Enhances business cash-flow by freeing up capital


General Conditions

Standard Fees And Charges 
General Conditions
Credit Sale Agreement (Personal)
Term Loan (Personal)
Security Agreement (Personal)
Early Repayment Charge (Consumer)
Customer Service (Change Of Address/Complaints/Dispute Resolution/Hardship/Defaults)



Our Finance Partners